The role of the bank can be played differently and this the main difference between different Baccarat variations. In Baccarat Chemin de Fer different players play the role of the banker, which passes form player to player in the clockwise direction every time the shooter loses. Throughout the game the player who plays the role of the banker will be provided with funds. If you don’t want to play the role of the banker it will be automatically passed to the next player. The objective of each version of the game is the same: to reach 9. In Chemin de Fer, the banker deals four cards for each of the players and for himself; each participant now turns over the cards and adds the numbers on each together. If your total is lower than 5 you’d better draw, if the total is 5 or higher you’d better stand. Then the banker compares all the hands and the player with the closest to 9 hand is the winner and he gets paid.

There are a lot of view points about the appearance of Punto Banco in modern casinos. Punto Banco, originated from George Raft's Capri Casino in Havana, Cuba before Fidel Castro took over. Punto Banco is said to have been brought to Las Vegas by Tommy Renzoni in the late 1950s. Renzoni wrote that his game owed its roots to European "Chemin de Fer" via Argentina. He claimed that the night of the game's first modern American play, the Sands casino lost 0,000. The first version of the game appeared in Italy in the 1480s from a deck a tarot cards. The Italian word "baccarat" means "zero" because most of the cards then hold a point value of zero-tens, Jacks, Queens and Kings of all suits. According to early stories about Baccarat the game appeared long ago and it is based on Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The result of the die decided her fate. In the case of 8 or 9 she became a priestess. If 6 or 7 was rolled the virgin was prohibited from any further religious activities. She would walk into the sea in the case of any other number rolled.Later, in the 1550s the game was introduced to the French public and got a new name. It was called ‘Chemin de Fer’. However, the French also claim credit for inventing Baccarat. Either way, the French aristocracy, always seeking new and different idle pastimes, warmed to the game immediately. Then the game appeared in Argentina, it was played in casinos of Mar del Plata.