It is not a secret that Baccarat variations differ from each other in some way. And in all of them the role of the bank is played differently, by different people, who are in the game. In the version of the game known as Chemin de Fer, the position of the banker passes clockwise from player to player each time the banker loses rather than being fixed by the individual casino. The house, however, provides the banker with funds throughout the game. If you don’t want to play the role of the banker it will be automatically passed to the next player. The objective of each version of the game is the same: to reach 9. The player, who plays the role of the banker, deals each player four cards, then the cards are turned over and their value is summed. Traditionally if the total is lower than 5, the player draws one more card, if the total is 5 or higher the player stands. Then the banker compares all the hands and the player with the closest to 9 hand is the winner and he gets paid.

There are a lot of ideas about the origin of Punto Banco. Punto Banco is said to have originated from George Raft’s Capri casinos in Cuba. In Las Vegas Punto Banco was brought by Tommy Renzoni in the late 1950s. Renzoni wrote that his game owed its roots to European "Chemin de Fer" via Argentina. He claimed that the night of the game's first modern American play, the Sands casino lost 0,000. In Italy the game of Baccarat appeared in the 1480s from a deck of tarot cards. The Italian word "baccarat" means "zero" because most of the cards then hold a point value of zero-tens, Jacks, Queens and Kings of all suits. According to early stories about Baccarat the game appeared long ago and it is based on Etruscan ritual of the nine gods, who prayed to a blonde virgin on their tiptoes waiting for her to throw a nine-sided die. The result of the die decided her fate. If 8 or 9 was rolled she became a priestess of these gods. If she threw a six or seven, she would be banned from any further religious activities. She would walk into the sea in the case of any other number rolled.
In the 1500's, Baccarat was introduced to the French by the Italians. The game was then called "Chemin de Fer." The French people say that the game of Baccarat originated from France. Then the game appeared in Argentina, it was played in casinos of Mar del Plata.