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All players make bets before the start of the game. Traditionally players use chips to place their bets. The chips are stacked by denomination (, , , 0, 0) at the bottom of the game window. Choose a chip of a necessary amount and click the left mouse button on this chip. Click on a bet field to place your bet on the Baccarat table. To increase a bet you can add one or several chips on the bet field. You can place as many chips as you have available without exceeding the maximum limit. Your wager is the sum of all the chips that you have placed on the table. If you want to withdraw the bet you have already made you have to click right mouse button. ‘Bet’ section displays you bet amount. Your wager can’t be lower than the minimum bet amount. If your bet is under the minimum bet amount it will be automatically increased to the minimum limit. Press the deal or Pass button to start. The banker and the player hands will receive 2 cards each. Cards have different value. In Baccarat the value of tens and face cards is 0. Aces are valued at 1. Numbered cards except tens are worth their face value. The total of the hand is the sum of the value of all cards in the hand. If the value of the hand goes over 9 the value is counted by subtracting 10 from the total. If you have 8 and 7 (8+7=15 -10=5) the total of your hand is 5. When the first cards are dealt to the player and to the banker they can draw one more card. The player doesn’t ask for a third card. All additional cards are subject to a "Third Card Rule". Neither the banker nor the player can be dealt more than three cards. When two or three cards are dealt the banker’s and the dealer’s total are compared. If the banker’s and the player’s total are equal the hand is called a tie. In the case of tie neither the banker nor the player loses or wins. The total 8 or 9 is called “natural 9”. In the case of a “natural” hand after receiving first two cards no more cards shall be dealt either to the banker or tot the player. If the value of the cards in the Banker's hand on the first two cards is 0 to 7 inclusive, the Player's hand shall draw in accordance with the "Third Card Rules".

Mini Baccarat, common in the United States, is closely identical to American baccarat. The desk is smaller than the American baccarat table, roughly the size of a blackjack table. Up to seven players can play Mini Baccarat at the same time. The role of the banker is played by the croupier. So players play against the casino. is the minimum bet in Mini Baccarat.

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